Normally, the idea of moving from a free current account to one that charges a monthly fee would be a non-starter for me. Always there, ready to help with any concern. I wish I never swapped from my previous bank its the worst mistake I have ever made. I have to notify all the companies that have my details and have to memorise the new card details. Everything You Need to Know About Barclays Overdraft, Revealed: 10 UK Banks Set to Hike Up Their Overdraft Fees. Insurance policies include winter sports, golf and business. Poor Poor customer service, no one seems to resolve the problem. This account is also not the best option if you frequently dip into overdraft because of high interest rates. Upon negotiating with the third party to recoup funds I notified NBS of the defrauded funds crediting my account in the third week of March a week prior to the transaction so they are aware of the situation. Nationwide travel insurance overview. Producing the cards costs money, posting it costs money... Every year they change my debit card despite the fact that it is valid for another 4 years. By the way, I also had a loan with YB and Post office and having spoke to their financial care team, they both provided a month payment holiday to assist me during the crisis which has meant reduced income. Nationwide FlexAccount reviews come from people like you! Closing all accounts and will not be using them again!!@!!@!@!@!!!@!@@. The FlexPlus account from Nationwide falls under the packaged account category which typically combines a current account with an insurance product or other benefit such as airport lounge access. Have always kept up with my loan payments and never missed anything for the past 3 years. You need to be 18 or over to apply for an arranged overdraft. There customer service is honestly terrible. Full breakdown coverage for two automobiles included. I am ever grateful to these banks and the difference between customer care and support is night and day compared to the crooked Nationwide. Disgusted with Nationwide and if travel insurance ever gets settled I will be cancelling my account and moving my mortgae as I am so frustrated and pissed off with this whole shambles. Lastly in the same week, i accidently transfered some money from my current account to my credit card (online via internet banking), I was meant to transfer it to my savings account but as you know its very easy to select the wrong account to transfer money to in the drop down menu. Nationwide Building Society offers customers an annual travel insurance policy as part of its FlexPlus current account. such a bad bank sosososososososo bad no one dare try switch to this bank stay with your bank! I love my Flexaccount. For a small monthly fee, I have access to phone insurance (which I have used 3 times), worldwide family travel cover, breakdown cover and preferential rates on my overdraft, loan and credit card. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Please stay well clear from Nationwide and do not waste your time and effort with a reckless bank who have zero consideration for the well being of their customers in such horrific times. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits for you and your family. Now the weekend is around the corner and this will delay by claim process by a week! Lydia from nationwide customer services is the only person who is trying to help me calling me everyday and emailing back and fourth for me. © Smart Money People 2020. They are so so bad, I completed a switch application from Natwest to Nationwide, two days later nationwide declined my application which i was fine with and took it on the chin.. not like i dont have an account with 3 other banks. Nationwide, Nationwide N & Eagle, and Nationwide Is On Your Side are service marks of Nationwide Mutual Insurance Company. Ive spent an hour on hold, been hung up on, logged a complaint and sill got nowhere. This can be a massive bonus for anyone regularly overdrawn. Honestly the worst experience with any bank. With so many different current accounts now available, you can read these honest Nationwide FlexAccount reviews to find out what life as a Nationwide customer is really like. This website uses cookies to help enhance your user experience. I don't really understand why so many negative reviews as never really had many problems that haven't been easily sorted out and am happy although i do feel there is a few improvements that need to be made as feel nationwide is bit behind other banks and building societies with features main one for me would be with open banking as currently is one of very few that don't include savings accounts as part of … The FlexPlus account makes sense if you are a family with multiple dependents who go on regular holidays abroad. Subject to underwriting guidelines, review, and approval. If anyone still banks with these crooks I recommend you switch if you ever want to get any descent customer service and aid in times of need. Neither account … The Nationwide FlexAccount This account could be right for you if you’re looking for an account with no monthly fee, and use of a full range of methods for managing your money. It's making small changes to the worldwide family travel insurance it offers. Why? Effectively paid out £75.00 for a £500.00 iPhone. Nationwide FlexPlus account. If i dont recieve my funds back from nationwide after the stress they have put me through i will make them go through hell like i have the past week with all my money taken out of my natwrst account. Products and discounts not available to all persons in all states. Nationwide has announced a major downgrade to its popular £13-a-month FlexPlus current account, leaving thousands of customers wondering whether it … And remember, if you are a Nationwide customer, you can write a short review here to help other potential customers. Disgraceful customer service and banking facility. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. Read Speedway's review of the Nationwide Basic FlexAccount, 7 of 8 Nationwide Basic FlexAccount reviews, & compare with other Bank Accounts at Review Centre. Having fallen a victim to Coronavirus was worried about making loan repayments for the upcoming month as I was in self-isolation and on unpaid leave from work. Comes with text alerts to better manage the flex plus overdraft and lessen your environmental footprint. Keep in mind that the Financial Conduct Authority (FCA) recommends asking yourself the following questions when deciding whether a packaged account makes sense for you: For £13/month (£156/year), the FlexPlus account includes the following banking and insurance products: Note: Travel insurance cover may be temporarily restricted due to the coronavirus pandemic: more here. I have to notify all the companies that have my details and have to memorise the new card details. No problems and feels safe and secure. In some cases, yes! If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable) You need to be 18 or over and a UK resident to apply for a FlexPlus account. 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